The Boston Red Sox did not take out an insurance policy on Pablo Sandoval's contract, Tom Werner told WEEI's Ordway, Merloni & Fauria this week.

"No, we do not," said the chairman when asked if the team had insurance on Sandoval's shoulder. "I've been listening on the radio, and the fact is that it's a case by case basis. We have insurance on some players, not all players. Collecting on insurance is not the easiest thing. You have the debate about how much insurance, and when do you collect? So we do it on a case by case basis, and we did not do it with Pablo."

The Red Sox have shied away from insurance in the past due to principal owner John Henry's issues on collecting from Lloyd's of London when insuring pitcher Alex Fernandez’s deal.